Education
Financial Tools
Education Tools
Financial Templates
Explore our best spreadsheet templates to plan your finances, save wisely, spend smartly, and achieve your money goals. Take control of your financial future effortlessly!
EDUCATION TOOLS
Financial Calculators
Explore the advantages of financial planning using our user-friendly calculators. Start making informed choices effortlessly – utilize our financial calculators today and take control of your financial journey!
How Much House Can I Afford?
How Much House Can I Afford?
Annual gross income: The amount of money you earn in one fiscal year before any taxes or deductions.
$
Monthly debt: Credit card minimums, car loans, student loans, or other payment obligations.
$
Down payment: Portion of the home price not financed. Larger down payments reduce your monthly payment.
$
Interest rate: Annual cost to borrow money, expressed as a percentage. Average 30-year fixed rate is around 6.5% as of 2025.
%
Loan term: Number of years to repay the loan. Longer terms reduce monthly payments but increase total interest.
RECOMMENDED BUDGET
Your recommended budget keeps housing expenses at or below 28% of your monthly gross or net income for financial comfort.
MAX PURCHASE BUDGET
Your max purchase budget reflects what lenders might approve (36% Debt-to-Income), but it may stretch your finances.
Monthly Housing Cost Breakdown
EDUCATION
Financial Resources
Looking to expand your financial knowledge? We’ve taken the most popular topics and set up resources for you to succeed. You will acquire all the essential knowledge to excel in finance and establish a strong groundwork for your financial future.