Valuations have come way down for software stocks — but just how cheap they really are depends on your view of a sizable hidden expense.

A bulletproof U.S. economy has shot past a series of shocks since the 2020 pandemic and grown for five straight years, but soaring oil prices tied to the Iran war have emerged as a potential trigger for recession.

“My husband and I are both retired and have saved for years — we simply can’t afford to take on his financial situation.”